For many people the issue of retirement savings is always "a topic for another day" until it is too late. For example, do you know at this very moment the amount of retirement money you would need to maintain your lifestyle? You might be spending all your money now like there is no tomorrow and enjoying the lap of luxury but can you even support yourself in your old age by just depending on your government retirement benefits? Chances are the answer is a resounding "No". This book gives a small peek on what many pensioners now globally are experiencing when they come to terms with a retirement life with no prospects of ever stopping work because their retirement funds are not enough to support them. This book is not meant to scare you but to open your eyes to the seldom seen neglected reality of retirement with no money...