Raghuram G. Rajan is the Katherine Dusak Miller Distinguished Service Professor of Finance at the University of Chicago Booth School of Business, former governor of the Reserve Bank of India, and former chief economist of the International Monetary Fund. His books include Fault Lines: How Hidden Fractures Still Threaten the World Economy (Princeton), winner of the Financial Times Business Book of the Year Award. Rohit Lamba is assistant professor of economics at Cornell University and visiting assistant professor of economics at New York University Abu Dhabi. He previously worked as an economist at the office of the chief economic adviser to the Government of India.