ICT enabled financial services can enable people to be more effective and efficient in the wider society thereby leading to financial inclusion. This book is a systematic and comprehensive insight into technology-led banking. Banking Technology as a confluence of several disparate disciplines is all set for rapid growth and provides a blueprint for the future of banking. An essential guide for bankers and students of finance and serving as a policy guide for market practitioners and regulators, the book explains the keys to success that bankers need to follow during good times in order to be prepared for the bad, providing in-depth guidance and technical analysis of exactly what constitutes good banking practice.