Freelance photographer and Yeast of Eden bakery assistant Ivy Culpepper has just scored the job of a lifetime shooting the Dickensian dress-up X-mas party thrown by It Girl film actress Eliza Fox . . . until an unwanted guest appears.

A holiday costume party in the sleepy coastal town of Santa Sofia could be just the boost Ivy needs for her fledgling photography business. At the party, Ivy enters a Victorian fantasy come to life, all courtesy of the fabulous Ms. Fox. Ivy gets to play shutterbug while hanging with Scrooge, Marley, the Cratchits, and more classic Dickens characters. But what begins as the best of times turns out to be the very worst for one of the party guests-a tabloid journalist with more enemies than Ebenezer himself.

When the man's body is found sprawled across the jagged rocks below the house, the fingers begin pointing at Eliza. Meanwhile, Ivy gets roped into helping prove the starlet's innocence. Her festive photos are now official evidence-and the Ghosts of Christmas Present could mean the party for Eliza is over, once and for all.