This book is about credit repair and the credit reporting process. It teaches the reader how to repair his/her own credit without the aid of credit repair agencies, and the added expense charged. It provides a detailed explanation of credit ratings and credit scores, and of the contents of credit reports including what lenders look for, what makes credit scores go up and down, and how to improve credit ratings. The book also provides lifelong tips for credit management that can be easily applied and maintained.
